Life Pay

Americo’s Ultra Protector I, II and II products are simplified issue life pay products

  • Face amounts from $2,000 to $30,000
  • Issue ages from 50 to 85
  • No point of sale telephone interview required
  • Pipe and cigar smokers qualify for Non-smoker rates

Baltimore Life’s Silver Guard I, II and III products provide you with simplified issue life pay products

  • Issue ages 50-80 for all Silver Guard Products
  • Face amounts from $2,500 to $25,000
  • Non-tobacco and tobacco rates, new for Silver Guard II and III
  • Silver Guard I, a level death benefit product for underwriting risk standard through table 4
  • Silver Guard II, a graded death benefit product for underwriting risk table 5-8
  • Silver Guard III, a graded death benefit product for underwriting risk table 9-12
  • Offers INSpeed enrollment, an innovative point-of-sale technology is an alternative to paper applications

United of Omaha’s Whole Life Express product is a simplified issue life pay product

  • Ages 26-80
  • Coverage standard to table 4
  • Face Amounts $5,000 - $50,000