Single Premium Simplified Issue Life Insurance

Americo Life, Baltimore Life

Features of single premium simplified issue products offer underwriting based on net amount at risk with minimal requirements based on medical answers on the application, telephone interview, and medical database information.

Single Premium products are especially designed for individuals who wish to re-allocate a portion of their assets to increase their estate, provide a inheritance to their beneficiaries that is income tax-free, or accelerate the death benefit if they are permanently confined to a nursing home or diagnosed with a qualifying terminal illness.