What Is Final Expense Insurance?

Final expense insurance can save loved ones a lot of money and stress at the time of a death. With the high cost of funerals, the last thing anyone wants to think about after they lose a loved one is paying for and planning final arrangements. Final expense insurance can help ease that burden by paying for many of the costs associated with funerals.

Senior Market Sales Final Expense Portfolio

Due to recent product additions, SMS Final Expense Portfolio now covers all of your Final Expense needs. Watch the Brainshark presentation below to get a breakdown of all of our Final Expense products.



Don’t let your uninsured clients go without coverage. Offer them Kemper Guaranteed Issue Whole Life!

Cruise through the Paperwork with Kemper Guaranteed Issue Whole Life

Guaranteed Issue Whole Life from Kemper Solutions is a no brainer for agents who have clients who have been declined for coverage, are considered uninsurable or can’t afford coverage. This simple alternative to underwritten life is easy to sell, affordable and offers great benefits to both you and your clients.

Learn More about Kemper Senior Solutions



New from United of Omaha Life Insurance Company: Living Promise Whole Life has partnered with Legacy Safeguard

Learn More about Living Promise Whole Life with Legacy Safeguard

Great Cross-Sell Opportunity for Med Supp AgentsSenior Market Sales is one of a select group of marketers to offer Living Promise with Legacy Safeguard, a powerful combination of whole life insurance and a turnkey marketing system that will help you open the door to more final expense sales.

Learn More about Living Promise Whole Life with Legacy Safeguard



For information and further resources on guaranteed universal life, indexed universal life, term and whole life insurance, please visit LifeForAgents.com

Today’s seniors are interested in talking to their insurance agent about the many options available for Final Expense insurance coverage. Most seniors are interested in planning ahead and understand the need for insurance to cover their funeral and final expenses.

  • Seniors are asking themselves how will my family pay for my funeral and avoid finding themselves in financial difficulty when the inevitable day comes
  • Seniors are looking to make a difficult situation easier for their survivors during the funeral planning process
  • Seniors may also want their final wishes to be followed and want to be remembered fondly long into the future

Our carriers offer whole life policies that can be designed to cover all or the partial cost of funerals and other final expenses such as outstanding medical bills, unexpected expenses, or outstanding debt. Pre-planning support materials are also available to those seniors that want to make their wishes known to their family and prevent them from having to make decisions at a very difficult time.

Our featured carriers offer Seniors the options they are seeking to meet their Final Expense Insurance needs. They offer guaranteed issue, simplified issue (no medical exams), and lifetime coverage with premiums that will never increase. Click on the following links to learn more about each carrier’s product features, rates, and level or graded benefit or guaranteed issue options available.

Click on the following links to learn more about each carrier's product features, rates, and level or graded benefit or guaranteed issue options available.